Pay is an open-source payment SDK extension package for various Chinese payment services. Prior to version 3.7.20, the verify_wechat_sign() function in src/Functions.php unconditionally skips all signature verification when the PSR-7 request reports localhost as the host. An attacker can exploit this by sending a crafted HTTP request to the WeChat Pay callback endpoint with a Host: localhost header, bypassing the RSA signature check entirely. This allows forging fake WeChat Pay payment success notifications, potentially causing applications to mark orders as paid without actual payment. Version 3.7.20 fixes the issue.